Enabling?

I hardly ever comment on national policy here, but I saw that the US Congress was looking to “fix” the housing mess.

My question- what do the rest of us get who managed our mortgage and our money and kept our lifestyle within our budget? Forget the charges of predatory lending. They is a reason you have to put a down payment on a home. And is a Federal bailout going to help?

I think the government should use that money to buy every adult a copy of The Total Money Makeover by Dave Ramsey and make them read it. I don’t think it is about changing the results after the problem has occurred, but changing the behavior that lead to the problem.

My 2 cents.